We help dual-income tech households turn concentrated company stock, deferred compensation, and a fast-approaching empty nest into a clear, tax-aware retirement plan.
10b5-1 plans, exchange funds, and charitable trusts — sequenced to reduce single-stock risk without writing an oversized tax check.
Vesting calendars modeled across years, AMT projections, and disqualifying-vs-qualifying disposition decisions made deliberately.
Election windows, distribution schedules, and the credit-risk question most people never ask about their own employer.
What life costs when the kids are out of the house — including the travel, sabbatical, and second-home math people are afraid to put on paper.
What to do with leftover 529 balances, including Roth conversions under the new rules and gifting to the next generation.
Where each year of retirement income comes from across taxable, tax-deferred, and Roth accounts — built to keep brackets low for decades.
At CWT, the lead advisor on your practice is the person you talk to — not a relationship manager passing notes to a planner.
Hannah's practice serves late-career W-2 households at tech companies — the people for whom RSU schedules, 10b5-1 plans, and a concentrated single-stock position have to coexist with a real retirement date.
A four-step framework for diversifying a concentrated employer-stock position without overpaying tax.
When concentrated company stock meets a real retirement date, the math changes. A framework for dual-income tech households at 55+.
ReadWhat they actually do, when they help, and the structure mistakes that cost meaningful tax dollars in year one.
ReadTravel, sabbaticals, second homes, and the gap between 'we're fine' and 'we're actually fine.'
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