10b5-1 plans, exchange funds, and charitable trusts — sequenced to reduce single-stock risk without writing an oversized tax check.
Vesting calendars modeled across years, AMT projections, and disqualifying-vs-qualifying disposition decisions made deliberately.
Election windows, distribution schedules, and the credit-risk question most people never ask about their own employer.
Pre-set trading plans that let you diversify legally and predictably during blackout windows — structured to fit vesting, tax, and life cash-flow needs.
Liquidity event modeling, AMT exposure, and the cash management problem that follows a change of control most planners miss.
The math on holding vs. selling at purchase, modeled against your full marginal bracket — not the simplified version your benefits portal shows.
At CWT, the lead advisor on your practice is the person you talk to — not a relationship manager passing notes to a planner.
Hannah's practice serves W-2 households at tech companies — the people for whom RSU schedules, 10b5-1 plans, and concentrated single-stock positions have to be planned around deliberately.
A four-step framework for diversifying a concentrated employer-stock position without overpaying tax.
When concentrated company stock meets a real retirement date, the math changes. A framework for corporate-equity households at 55+.
ReadWhat they actually do, when they help, and the structure mistakes that cost meaningful tax dollars in year one.
ReadPre-IPO RSU acceleration on a change of control — the modeling, the tax surprise, and the cash management problem nobody mentions.
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