We help women navigating widowhood or divorce make the next 12 months of financial decisions with calm, structure, and a single trusted advisor.
What to do, what to wait on, and what to never do. A short, sequenced list — and the reasoning behind it.
Account access, household expenses, and income sources kept running while the rest gets sorted.
We work alongside your attorney on probate, beneficiary updates, and asset retitling — without duplicating their fee.
Honest review of what you've inherited, what to consolidate, and what to leave alone for now.
A written plan covering retirement, taxes, and goals — built only after you have the bandwidth for it.
When helpful, we sit in on conversations with adult children about gifting, inheritance, and shared decisions.
At CWT, the lead advisor on your practice is the person you talk to — not a relationship manager passing notes to a planner.
David's practice is built on clarity in the hardest financial conversations — widowhood, separation, and the rebuild that follows. He holds the AWMS designation specifically for this work.
A short, practical sequence for the first weeks and months — written by an advisor who has walked through it with hundreds of households.
A short, sequenced list of decisions that should happen — and a longer list of the ones that absolutely shouldn't.
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