Some financial moments change everything. We help you navigate them.
California Wealth Transitions guides high-net-worth households through business exits, the loss of a spouse, divorce, retirement, and the financial moments that shape what comes next.
For households with $2.5M+ in investable assets.
Placeholder imageThree specialized practices. One transitions methodology.
CWT is built around three focused practice areas, each led by a specialist advisor. We organize around the transition you're facing — not generic financial products.
Preparing to sell your business?
If you're 3 years from exit, the financial planning starts now. We help business owners maximize value, structure the sale, and design the life after.
Navigating financial loss?
When life changes overnight, the financial decisions can't wait. We help women navigating widowhood, divorce, and major household transitions move forward with clarity.
Stock-heavy and ready for what's next?
Concentrated company stock, vesting schedules, empty-nest timing — we help dual-income tech households turn complexity into a retirement plan.
The CWT Process.
Discover
A structured 90-minute conversation about what you're navigating, what you own, and what you want next.
Design
A written plan covering investments, tax, estate, and the transition you're in — delivered in three meetings over 60 days.
Deliver
Quarterly reviews, on-demand access, and a single point of contact who knows your family.
What clients say.
“[Placeholder quote about a business exit experience — client to provide once compliance-reviewed.]”
“[Placeholder quote about working through widowhood — client to provide once compliance-reviewed.]”
“[Placeholder quote about RSU planning and retirement clarity — client to provide once compliance-reviewed.]”
Insights.
The 18-month window: planning the business exit you actually want
Most owners start exit planning a year too late. Here's what the 18-month window looks like — and the tax decisions that get locked in early.
ReadWhat to do in the first 90 days after losing a spouse
A short, sequenced list of financial decisions that should happen — and a longer list of the ones that absolutely shouldn't.
ReadRSUs, ISOs, and the empty-nest retirement timeline
When concentrated company stock meets a real retirement date, the math changes. A framework for dual-income tech households at 55+.
Read