Some financial moments change everything. We help you navigate them.
California Wealth Transitions guides high-net-worth households through business exits, the loss of a spouse, retirement, divorce, and the financial moments that shape what comes next.
Placeholder imageFour practices. Five transitions. One steady team.
Practices are what we do — focused areas of expertise, each led by a specialist advisor. Transitions are how that expertise shows up in your life — the moments that prompt people to call us in the first place. We organize around what you're navigating, not generic financial products.
Figuring out cash flow in retirement?
Where to take income from, how to keep taxes low, and how to make the assets you've spent a career building actually last. We manage and coordinate — we don't sell annuities.
Walking through a hard change?
When life changes overnight — widowhood, divorce, a major family transition — the financial decisions can't wait, but they shouldn't be rushed. We help you sort what's urgent from what can wait.
RSUs, stock options, company stock?
RSU vesting, stock option decisions, 10b5-1 plans, ESPP — we help corporate executives plan around a concentrated single-stock position deliberately and tax-efficiently.
Preparing to sell your business?
Whether you're 18 months or 3 years from an exit, the planning starts now. We help owners maximize value, structure the sale, and design the life that follows.
The CWT Process.
Discover
A structured 60-minute conversation about what you're navigating, what you own, and what you want next.
Design
A written plan covering investments, tax, estate, and the transition you're in.
Deliver
A dedicated team of professionals, on-demand access, and a single point of contact who knows your family.
What clients say.
“[Placeholder quote about a business exit experience — client to provide once compliance-reviewed.]”
“[Placeholder quote about working through widowhood — client to provide once compliance-reviewed.]”
“[Placeholder quote about RSU planning and retirement clarity — client to provide once compliance-reviewed.]”
Insights.
The 18-month window: planning the business exit you actually want
Most owners start exit planning a year too late. Here's what the 18-month window looks like — and the tax decisions that get locked in early.
ReadWhat to do in the first 90 days after losing a spouse
A short, sequenced list of financial decisions that should happen — and a longer list of the ones that absolutely shouldn't.
ReadRSUs, stock options, and the empty-nest retirement timeline
When concentrated company stock meets a real retirement date, the math changes. A framework for dual-income tech households generating income at 55+.
Read